Luminate Financial Group


Getting honest financial solutions where others let you down.


We work to deliver innovative and creative financial solutions,
where other lenders can’t. We’re your property finance solution.



Luminate Financial Group is a property finance and advisory company that was founded in 1998. We provide a finance brokering service for clients wishing to purchase residential and commercial property in New Zealand. We offer a creative and personalised approach to our clients’ funding requirements and we understand that there is no one-size-fits-all model. We specialise in transactions that don’t fit standard banking criteria and require specialist funding solutions.

With over 20 years of experience in the sector, we have assisted generations of customers into their homes. As well as finance brokering, Luminate Financial Group provides financial advisory services, assisting clients with debtre-structuring and asset management.

Our mission is to work together to deliver innovative, creative financial solutions and expert knowledge to our clients that exceed their expectations. Our core values are responsiveness, communication, professionalism and integrity.

Luminate Financial Group has a reputation for consistently satisfying our clients’ needs. Maintaining this reputation is only possible through the hard work of our committed and experienced staff.


Trent Bradley


021 340 270


Trent has worked in the finance sector for over 20 years and brings with him a breadth of experience in helping clients make sound and secure financial decisions.

He works hard to ensure that his clients get the best possible deal, and has relationships with many diverse contacts in the field. In his personal time Trent enjoys keeping up to date with his favourite rugby teams, travelling and spending time with his family.

Jason Ruri

Senior Mortgage Adviser

021 2359412


Aaron Tuafale


021 027 52988


Aaron’s working background has always been in financial services, having started his career with Westpac Bank NZ and then working for PMI Mortgage Insurance before commencing with Bradley Associates where he has been a core member of the team for just over 10 years. Aaron always adopts a “client first” attitude and has an uncanny ability to find solutions to complex transactions. Aaron can assist on residential and commercial property finance.

Hilary Johnson


021 277 8080


Hilary has been working with Luminate for over 10 years and is a founding member of the business with a background in bank management. Always friendly and inviting, Hilary is a people person who understands her clients and their individual needs. She is determined, works very hard and takes a holistic approach to finance, always putting the client at the centre.

Sue Gin


09 281 5542


Sue has been an integral part of Bradley Associates for many years. She ensures the day-to-day operations of the company run smoothly.

She is a friendly, loyal team member who will advise and assist you with any queries.

In her spare time she enjoys travel, baking and spending time with her daughter.

Or drop a quick message.

We’ll get back to you before
lunch the next day.