Home loans that move with you
Buying your first home
Luminate gets you the best loan terms, handles bank negotiations, and guides your wealth-building journey with expert advice.
Refinance your home loan
Refinance your home loan for better rates. Adapt to market changes, lower payments, and save big over time. Boost cash flow with Luminate’s expert guidance.
Build a new home
Building a home? Luminate secures construction loans, navigates lender challenges, and tailors terms to fit your budget and timeline.
Buying your second home
Upsize, downsize, or rightsize your home? Luminate finds the best loan options, negotiates with banks and lenders, and secures funds for your next move.
Build your wealth through property investment
From first-time investors to seasoned landlords, we shape lending solutions around your goals, income, and long-term plans.
Use our mortgage calculator to see what’s possible.
Get an estimate of your repayments in seconds — and turn rough numbers into a real plan with expert support.
