Buying your first investment property

Build long-term wealth with
property investments

Property is one of the foundations of long-term wealth. But just like a foundation, you have to get the first step right. That’s why buying your first investment property can be challenging, especially when it comes to securing the right financing.

Let us help you secure the funds to get started, whether you own your own home or not. We can give you advice on the sort of properties that are likely to give you the best long-term return, and what to look for when you’re checking them out.

Why choose Luminate?

We’ve been securing property finance for our clients since 1998, and in that time we’ve sourced nearly $10 billion in loans.
We give you expert financial advice on the best options for your loans, and complete your application with the information you provide. We set out your case in a compelling way, with everything lenders need to make a fast decision. Then we negotiate hard on your behalf to get you a deal that could save you thousands in repayments. Call us today.

Customised loan options

We take the time to understand your goals so that we can give you the best financing strategy. We can call on many lenders to give you competitive rates and flexible terms.

Experienced loan advisors

Our dedicated investment loan experts have extensive experience with investment financing. We guide you through every step and help structure optimal solutions.

Wide range of lenders

We have strong relationships with all the banks and many other lenders as well. This lets us source the lending you need, when you need it.

Book a call

Luminate-Home-Loans-Investment-Property-for-Financial-Growth

Strategic property investments for
financial growth

Investing in real estate is a powerful strategy for building long-term wealth. We can help you find the funding to buy and improve your first rental property, setting you on the path to financial growth.

Access competitive interest rates to minimise your costs.
Benefit from loan terms tailored to your financial situation and objectives.
Experience a seamless application process for quick approval.

Get the funding you need in four simple steps

Get started

Contact us

Get in touch with our team of experts by phone or with our online form. We’ll ask you some questions to understand your unique situation and loan needs.

Application and assessment

We’ll let you know which documents we need to start your applications. We’ll look at your income, expenses, credit history, and buying plans to work out how much you might be able to borrow.

Approval and terms

We’ll complete your applications and lodge them with our lenders. When they get back to us we’ll let you know the results, including interest rates and fees. You can ask us questions and make sure you understand the offers.

Settlement

We’ll get you documents to sign for your loan, and make sure the funds go through. The funds usually go to your solicitor’s trust fund, ready to transfer to the seller on settlement day.

Start your property investment journey today

Take the next step and let our expert team guide you through every part of the process, from finding out how much you can borrow to choosing the right loan features.

Visit

11 McColl Street,
Newmarket,
Auckland 1023

Call

Speak to someone today on
0800 333 400 or +64 9522 8908

Contact

All general enquiries to
askus@luminate.co.nz

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