Renovate your investment property

Renovation loans for property investors

Luminate-Home-Loans-Renovate-Your-Investment-With-The-Right-Funding

Kick start your renovations with the right funding

A well-executed renovation can significantly boost your property’s value and rental income. It attracts better tenants, reduces your vacancy rates, and can even lower maintenance costs.

We can help you finance your renovation project without dipping into your savings. We have call on a large network of lenders and give you plenty of options, so you can choose the finance that best suits your goals and situation.

Why choose Luminate?

We’ve been securing property finance for our clients since 1998, and in that time we’ve sourced nearly $10 billion in loans.
We give you expert financial advice on the best options for your loans, and complete your application with the information you provide. We set out your case in a compelling way, with everything lenders need to make a fast decision. Then we negotiate hard on your behalf to get you a deal that could save you thousands in repayments. Call us today.

Customised loan options

We work with you to arrange funding for your project’s budget, timeline, and goals. We may even be able to match repayments to your property’s post-renovation cashflow.

Experienced loan advisors

Our experienced advisors understand how to present a strong business case for your renovations, and get you the best loan terms possible, fast.

Wide range of lenders

We work with an extensive network of lenders specialising in construction finance, giving you more choices and increasing your chances of approval.

Book a call

Get the funding you need in four simple steps

Get started

Contact us

Get in touch with our team of experts by phone or with our online form. We’ll ask you some questions to understand your unique situation and loan needs.

Application and assessment

We’ll let you know which documents we need to start your applications. We’ll look at your income, expenses, credit history, your property and your renovations to work out how much you might be able to borrow.

Approval and terms

We’ll complete your applications and lodge them with our lenders. When they get back to us we’ll let you know the results, including interest rates and fees. You can ask us questions and decide on the loan.

Settlement

We’ll get you documents to sign for your loan, and let you know when and how to expect the funds. Some loans may be paid out in phases, based on meeting deadlines in your renovation project.

Improve your investment property for better returns

Take the next step and let our expert team guide you through every part of the process—from finding out how much you can borrow to choosing the right loan features.

Visit

11 McColl Street,
Newmarket,
Auckland 1023

Call

Speak to someone today on
0800 333 400 or +64 9522 8908

Contact

All general enquiries to
askus@luminate.co.nz

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