Smarter insight to a better financial future
We back Kiwis with fast, personalised finance, giving you clarity, confidence, and a clear path forward when it matters most.

How can we help?
Home loans
From first homes to forever homes — we’ll help you get the finance sorted, with guidance that makes the process clear, simple, and stress-free.
Business & property lending
Need funding for commercial property, a development project, or growing your business? We structure smart finance to get things moving.
Specialist non-bank lending
Low deposit, self-employed, or turned down by the bank? We work with lenders who look at the full picture — and find solutions others miss.
Investment
Put your capital to work through secured lending opportunities. Target strong fixed returns, backed by real assets — for certain categories of wholesale investors only.