Smart lending when the banks say no, or can’t move fast enough
Not every borrower fits the bank's boxes — and not every loan should. Whether you’re self-employed, low on deposit, facing credit challenges, or need funds fast, we’ll help you find a smarter path forward with non-bank and specialist lending options.
Our specialist lending solutions
Self-employed borrowers
Your income may not be traditional — but we know how to present it. From low-doc loans to tailored structures, we help contractors, sole traders, and business owners get the lending they need.
Bridging & short-term loans
Buy before you sell, fund urgent settlements, or keep your project on track. We move fast — with lenders who specialise in time-sensitive funding.
Second mortgages & debt consolidation
Top up your lending without disturbing your main home loan. A second mortgage can unlock equity for renovations, business cashflow, or simplify multiple debts into one.
Low deposit or credit challenges
Been told no by the bank? That’s not the end of the road. We help first-time buyers and existing homeowners access finance with as little as 5–10% deposit — even with past credit hiccups.
